PRIVACY POLICY

Effective Date: 17 June 2026

This Privacy Policy explains how Muhammad Hassaan Sajeer, operating from Karachi, Pakistan, handles information relating to visitors and consultation clients.

By using this website, contacting us through WhatsApp, making a payment, or booking a consultation, you acknowledge this Privacy Policy.

1. Website Data Collection

This is a simple informational website. It does not intentionally provide:

• User accounts or registrations
• Website contact forms
• Online payment forms
• Direct document uploads
• Public comments
• Newsletter subscriptions

The website does not intentionally collect personal or consultation information directly through the website.

The website’s hosting provider, browser services, or security systems may automatically process limited technical information, such as an IP address, browser type, device information, access time, or basic server logs. Such technical processing may occur automatically even when the website itself does not actively request personal information.

2. WhatsApp Communication

The website contains buttons that direct visitors to WhatsApp.

When you contact us through WhatsApp, you may voluntarily provide information including:

• Your name and phone number
• Personal or family circumstances
• Marriage or relationship concerns
• Messages, voice notes, images, documents, or other material
• Information about another person
• Preferred consultation date and time
• Payment confirmation or bank-transfer evidence

Information communicated through WhatsApp is also subject to WhatsApp’s own terms, systems, and privacy practices. Muhammad Hassaan Sajeer does not control WhatsApp’s infrastructure or independent processing of information.

3. Consultation Information

Clients may disclose private, personal, family, marital, religious, emotional, or relationship-related information so that appropriate guidance can be provided.

This information is used only where reasonably necessary to:

• Understand the client’s circumstances
• Provide consultation, advice, and guidance
• Communicate before or after a consultation
• Schedule or reschedule sessions
• Verify payment
• Maintain reasonable consultation and transaction records
• Respond to refund, privacy, legal, or service-related requests
• Protect the safety, rights, and lawful interests of the consultant or others

Clients should avoid sending information that is unnecessary for the consultation.

4. Bank-Transfer Information

Consultation payments are made through bank transfer.

We may receive or retain information made available through the transfer, such as:

• Account-holder or sender name
• Transaction date
• Amount paid
• Transaction reference
• Screenshot or payment confirmation
• Relevant bank-account details required to verify or return a payment

We do not directly collect clients’ bank passwords, PINs, card PINs, OTPs, or online-banking login credentials. Clients must never share such information.

5. Confidentiality

Consultation information is treated as private and confidential. Reasonable steps are taken to prevent unnecessary access, disclosure, or publication.

Information may nevertheless be disclosed where:

• The client has given clear permission
• Disclosure is required by law, a court, or a competent authority
• It is reasonably necessary to respond to threats, harassment, fraud, abuse, illegal activity, or serious safety concerns
• It is needed for payment verification, accounting, dispute management, or legal protection
• The information has been anonymised so that the client cannot reasonably be identified

No electronic communication or storage system can be guaranteed to be completely secure.

6. Recording and Marketing Consent

Consultations are not recorded or used for marketing without the client’s prior approval.

Where a client expressly approves marketing use:

• Sensitive and identifying information will be hidden, removed, blurred, muted, edited, or anonymised where reasonably possible
• Only the approved material will be used
• Consent may be limited to a particular recording, clip, review, testimonial, or platform
• The client may later request that future use stop and that controlled copies be deleted

A client may withdraw consent by contacting us through WhatsApp. We will stop future controlled use and delete material under our control where reasonably and technically possible.

Removal from third-party reposts, downloads, archives, search results, or copies outside our control cannot be guaranteed.

7. Sharing of Information

Client information is not sold or rented.

Information may be processed or disclosed only where reasonably necessary to:

• WhatsApp and relevant communication infrastructure
• Banks or payment-service providers
• Website hosting or technology providers
• Professional advisers, where legal or accounting assistance is required
• Governmental, judicial, regulatory, or law-enforcement authorities where legally required
• Persons reasonably necessary to investigate abuse, threats, fraud, or unlawful activity

Only information reasonably relevant to the purpose should be shared.

8. Data Retention

There is no fixed universal retention period.

Messages, payment records, consultation details, and related information may be retained for as long as reasonably necessary for:

• Consultation continuity
• Communication and follow-up
• Payment or accounting records
• Dispute handling
• Safety and fraud prevention
• Legal or regulatory obligations
• Establishing or defending legal rights

Information may be deleted when it is no longer reasonably needed.

9. Deletion Requests

Clients may request deletion of:

• WhatsApp messages
• Consultation notes
• Submitted files
• Approved marketing recordings
• Testimonials or other authorised marketing material

Requests will be considered and acted upon where reasonably possible.

Certain records may need to be retained where necessary for payment verification, accounting, fraud prevention, legal compliance, dispute resolution, or the protection of legal rights.

Deletion from backups, banking systems, WhatsApp systems, third-party systems, or material outside our control may not be immediate or technically possible.

10. Information About Other People

Clients should not unnecessarily disclose another person’s sensitive information.

Where information about another person is necessary for receiving guidance, the client is responsible for ensuring that it is shared lawfully and accurately. Clients must not impersonate others, unlawfully access their communications, or provide illegally obtained material.

11. Minors

Consultations involving persons under 18 are considered individually.

Muhammad Hassaan Sajeer may:

• Refuse to provide the consultation
• Require the involvement or consent of a parent or lawful guardian
• Limit the matters that may be discussed
• End the consultation where continuing would be inappropriate or unsafe

12. Client Rights and Requests

Clients may contact us to:

• Ask what information is retained
• Correct inaccurate information
• Request deletion
• Withdraw marketing consent
• Raise a privacy concern
• Request clarification regarding the use of their information

Requests may require reasonable identity verification before information is accessed, corrected, or deleted.

13. Third-Party Services

This website may link to WhatsApp or other external services added in the future.

External platforms operate independently and may have their own privacy policies, terms, security practices, and data-retention procedures. We are not responsible for the independent actions or systems of third-party platforms.

14. Policy Updates

This Privacy Policy may be updated when services, practices, technology, or legal requirements change.

The updated version will be published with a revised effective date. Continued use of the website or services after an update constitutes acknowledgement of the revised policy.

15. Privacy Contact

Privacy and deletion requests may be submitted through WhatsApp:

+92 302 8222046
+92 370 0955874